The Most Trusted Lender to Heroes and Their Families

Lending To Heroes is dedicated to serving America's heroes: veterans, law enforcement, firefighters, educators, healthcare and municipal workers, and their families, with Home Financing and Zero Lender Fees*.
*Standard closing costs will apply.
Over 14,500

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Rated 4.85 out of 5
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Your Chosen Partner for Home Financing with Zero Lender Fees*

Lending to Heroes provides residential home mortgages to those that protect and serve our country and communities such as: Law Enforcement, Veterans, Teachers, Firefighters, Healthcare and Municipal workers. Whether you’re buying a second home, selling your house and purchasing a new one, refinancing your current home, or a first-time home buyer – we can help.

*Standard closing costs will apply.

Purchasing a Home
First home or next home, we guide you from pre-approval to closing day, with zero lender fees* every step of the way.
Rate-Term Refinance
Lower your rate, shorten your term, or drop mortgage insurance and make your monthly payment work harder for you.
Cash Out Refinance
Put the equity you've built to work: pay down debt, cover tuition, or fund whatever comes next.
Renovate Your Home
Finance the purchase and the improvements in one loan and turn the right house into your dream home.

Proud to support those who serve

Lending to Heroes is a proud supporter of various organizations that benefit those who serve including the NJ State PBA and the locals, Port Authority of NJ and NY and the NYPD, hospitals and healthcare organizations, veterans affairs and educational foundations. Our leaders have received numerous awards for their outstanding support of American heroes including, the 2015 Valor Award from the NJ State PBA, 2015 Silver Card recipient from Paramus PBA and 2017 Man of the Year from Passaic PBA.

Who we serve

Choose your group to see how Lending to Heroes serves you.

What sets Lending To Heroes apart

$3.4M Money Raised
Since 2008, Lending to Heroes has given back over $3.4M in support to those who serve through donations, sponsorships, and waived fees
400+ Partner Organizations
We work with more than 400 police, fire, veteran, healthcare, education and municipal organizations to bring hero home-financing benefits to their members.
50+ Awards
Lending to Heroes has received more than 50 prestigious and respected awards including the 2015 Valor Award (NJSPBA), 2015 Silver Card Recipient (Paramus PBA), 2017 Man of the Year (Passaic PBA)