Most Trusted Lender to Heroes and their Families
Dedicated to serving the selfless men and women who serve their community and our country. We are proud to be the lender to America's heroes and their family members.
Call Us Today! 855.MTG.HERO
Your Chosen Partner for
Home Financing with
Zero Lender Fees*
Lending to Heroes provides residential home mortgages to those that protect and serve our country and communities such as: Law Enforcement, Veterans, Teachers, Firefighters, Healthcare and Municipal workers. Whether you’re buying a second home, selling your house and purchasing a new one, refinancing your current home, or a first-time home buyer - we can help.
Learn MoreUnique Programs for Every Need
Find out why thousands of these heroes choose Lending to Heroes to help them achieve their home financing goals.
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Purchasing a Home
Whether you are a first-time home buyer, looking for your perfect vacation home, planning to relocate, or buying an investment property we have the right program to move you in quickly and smoothly.
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Rate-Term Refinance
Refinancing helps you lower your monthly payment and start saving money every month or reduces the term of your loan to help you become mortgage-free faster.
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Cash Out Refinance
Need to consolidate your debts into one, more manageable monthly payment? Need cash to pay for emergency expenses, education or investment? A cash-out refinance lets you use some of your home's equity to accomplish these goals.
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Renovate Your Home
Maybe you need extra bedrooms for your growing family, or you want to create that kitchen of your dreams. Use some of your home's equity to increase it's value and improve your living space.
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Who We Serve
Veterans, law enforcement, firefighters, healthcare workers, educators, municipal employees and their family members. We proudly serve those who protect, serve and care for others.
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What Sets Us Apart
Over the last 12 years, Lending to Heroes has given back over $2.6M in support to those who serve through donations, sponsorships, and waived fees
Lending to Heroes is trusted and endorsed by over 400 professional organizations, agencies and leaders that represent nearly 300,000 heroes in the United States
Recognized for our dedication and commitment to supporting those who serve, Lending to Heroes has received more than 50 prestigious and respected awards including the 2015 Valor Award (NJSPBA), 2015 Silver Card Recipient (Paramus PBA), 2017 Man of the Year (Passaic PBA)
Lending to Heroes is a proud supporter of various organizations that benefit those who serve including the NJ State PBA and the locals, Port Authority of NJ and NY and the NYPD, hospitals and healthcare organizations, veterans affairs and educational foundations. Our leaders have received numerous awards for their outstanding support of American heroes including, the 2015 Valor Award from the NJ State PBA, 2015 Silver Card recipient from Paramus PBA and 2017 Man of the Year from Passaic PBA.
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Mike was great to work with, he responded quickly and if he didn’t have the answer he made sure to call me as soon as he did.
Everything was handled quickly and efficient.All parties involved were very helpful with any issues.
Michael handled the entire transaction professionally. He was always on top of any questions that came up. He communicated clearly and accurately, and he returned phone calls very quickly. I would highly recommend him to all my friends.
Jason made this entire experience stress free. He guided me every step of the way and made himself available at all times to ensure I understood the task at hand. His manner of professionalism far exceeded my expectations. Jason did not treat me l…
Dylan made this process so easy! He was there around the clock for my husband and I. We were so impressed with how dedicated he was and made sure we were taken care of. Buying a home was never easier! We will be recommending Dylan to all our famil…
As always Jeff, Debbie and the entire staff of L2H took care of this process with so much ease that I even forgot I was refinancing. Their communication is great and always quick to get back to you. Thanks again for making this happen again!!
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The time to refinance was great, I completed the entire process in 5 quick weeks. The staff working on the process was exceptional and professional. No details where left undone, which made the process seamless.
From beginning to end, Jeff was right by our side during the entire refinance process. He returned every call and answered every question. With Jeff, there were no surprises. No hidden fees, no hidden costs, no mysterious rate increases. Jeff …
It was easier to refinance my home then purchase a new car. If you need to refinance look no farther. I’m a very satisfied customer!
Applied for a refinance mortgage loan and the experience was a smooth and stress-free. Email & telephone communication were quick and easy and e-signing documents made telephone process great. To top it off, closing was at the convenience of stayi…
If I could rate Jeff and his team 1,000 stars I would! They were the best people to deal with and made the process go smother than I ever expected. Any questions I had during the process Jeff was there with answers. I highly recommend Lending to H…
We at the Paramus PBA local 186 consider Jeff a trusted friend as well as our mortgage guy. He is a huge supporter of law enforcement and has helped so many in Paramus attain their mortgage goals.
Extremely happy with our experience, Jeff and the staff were very responsive to any questions we had. Closed right on time! Jeff, Matt & Jillian are the best:
Jeff was 100% responsive and efficient from our very first call. Having been through one refi prior to this, we were ready for a month’s long process. We were thrilled with the how quickly Jeff worked, and his team was incredible at swift follow…
Jeff called me and he treated me like family right away!! His staff from beginning to end were professional, friendly, and knowledgeable!!!! They respect Law Enforcement and their families!!!! That’s saying a lot in this day and age!!!! Thank yo…
If you aren’t using the PBA mortgage program or Jeff’s Lending2Heroes for refinance or purchases, you aren’t being smart with your money! L2H is literally makes it easier to refi or purchase than it is to buy a car! Thank you for your cateri…
Jason and everyone we dealt with at the company were professional, friendly, and easy to get in touch with. All of our questions were answered thoroughly, and they made the entire experience as easy as possible. I would definitely recommend Jason …
Working with Dylan was a great experience. Dylan was very easy to work with and very professional. He made the process very simple and kept me informed throughout each step. He communicated the progress and what was needed along the way, I always …
Jeff and his team are truly a seamless operation. His level of professionalism and dedication to his clients is truly a lost art of customer service. He and his team are extremely efficient and made me feel as though I were their only client. They…
The personal attention paid to us by Jeff and his staff was fantastic. Communication was excellent and we couldn’t have asked for a more seamless, easy transaction.
The time to refinance was great, I completed the entire process in 5 quick weeks. The staff working on the process was exceptional and professional. No details where left undone, which made the process seamless.
Jeff and Debbie, Thank you so much for helping us in refinancing our home mortgage. You made the process fast, easy and stress free. What else can one ask for?
Andrew was constantly communicating to assist with the next steps of the process during my refinance and always kept me informed. There was never I time when I was wondering what was going on because of the great communication. He was knowledgeabl…
Everyone we worked with during the entire process were phenomenal. They worked with us every step of the way, and always made sure we understood what was going on in the process. I would recommend Jeff and his team to anyone I know that is going b…
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