About Us

At Lending to Heroes, we believe those who protect, serve and care for their community and our country deserve more. Our entire team is dedicated to provide honest mortgage advice, a reliable and easy process, and our commitment to support you whenever you need us there. That's what makes us different, that's why we're trusted by those who serve.

Call Us Today! 855.MTG.HERO

About Us

“They deserve more.”

That’s what Jeff Rosen said in 2008 when doing mortgages for police officers in New Jersey. After closing thousands of mortgages for clients over nearly two decades, he wanted to give back to those in law enforcement who came to him for advice on their home financing as a courtesy for their service to the local community. And just like that, the benefit of giving back the cost of lender fees to clients began. Jeff made a promise to all members of law enforcement that trusted him with their mortgage needs: he would cover their lender fees as a thank you for their service. He didn’t stop there. Jeff (son of a Korean war veteran) expanded his gratitude to others who serve and care for others including veterans, firefighters, educators, healthcare workers, and municipal workers. In 2017, Lending to Heroes added long time healthcare executive Debbie Rosen to the leadership team to expand the program to other parts of the country and ensure the organization was deeply involved in the community activities and fund raising for hero organizations. Today, Lending to Heroes supports thousands of clients every year through a dedicated team of licensed mortgage professionals, processing and operations staff, marketing and business development, and leaders all dedicated to support those who serve others.

You deserve more…..and we’re always there for you.

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As a thank you for your service, we provide zero lender fees to you and your family members.
  • NO Application Fee
  • NO Processing Fee
  • NO Lock-In Fee
  • NO Underwriting Fee
  • NO Commitment Fee

Why Choose Us

Since 2008, Lending to Heroes has been dedicated to helping those who protect, serve and care for their community and country. We are committed to understanding your home financing goals and designing a program to fit your needs.


Endorsed and awarded by hundreds of professional hero organizations and referred by thousands of clients to their family members and coworkers

No Lender Fees

We cover up to 100% of your lender fees a thank you for your service to the community and country and extend that benefit to your family members

Always there for you

We volunteer, sponsor, donate and support community activities that build awareness and raise funds for our hero organizations. We tirelessly work day and night to help you achieve your home financing goals.

Meet the Team

Trust our team of licensed mortgage professionals to understand your needs, develop the best loan program for you and guide you through the process.

Meet Our Team

Areas Served

Lending to Heroes serves clients in New York, New Jersey, Pennsylvania, South Carolina and Florida. We proudly support hero organizations across these service areas through fund raising, sponsorship, volunteer hours and support.

  • Florida
  • New Jersey
  • New York
  • Pennsylvania
  • South Carolina
3 firefighters sitting on the truck together
We Support Our Community

In addition to helping individuals with their home financing, we are proud to support our local communities and hero organizations. Lending to Heroes is endorsed by prominent professional organizations and agencies for our commitment to supporting those who serve our communities and our country. Our team members serve on the board of various volunteer organizations to support our heroes and you can find us at many events as sponsors and donors for charity.

More community support

The Preferred Lender to the Following Organizations