Copyright 2019.  Lending to America's Heroes is a lending platform of  United Northern Mortgage Bankers Limited, DBAs: Senior Security Home Advantage, Senior Security Advisors, 3601 Hempstead Turnpike, Suite 300, Levittown, NY 11756 Corporate – NY Dept of Financial Services Licensed Mortgage Banker NMLS # 7230, Branch NMLS #1831819  · AL Consumer Credit license #21761 · CO Mortgage Company Registration · CA DBO Finance Lenders Law license # 603K800 ·Licensed by the Department of business Oversight under the California residential Mortgage Lending Act. #4131321 · CT Dept of Banking Mortgage Lender license #20372 · DC Mortgage Lending License #MLB7230 · FL Dept of Financial Institutions Mortgage Lender license #MLD273 · GA Dept of Banking and Finance Mortgage Lenders license #39919 · IL Residential Mortgage Lender license# MB6761307 · Indiana-DFI Mortgage Lending License · MD Mortgage Lender license · MA Div of Banks and Loan Agencies Mortgage Lender & Mortgage Broker license #MC7230 · NJ Dept of Banking and Insurance Mortgage Lender license #9938995 · NC Commissioner of Banks Mortgage Lender license #L140365 · PA Dept of Banking Mortgage Lender license #20887 · Rhode Island Lender License #20183612LL · SC State Board of Financial Institutions OTN Mortgage Lender license #MLS7230 · TN Mortgage license #115610 · TX – SML Mortgage Banker Registration · VA Lender license #MC5787 · WA Consumer Loan Company license #CL-7230 · Direct Endorsed FHA Lender. United Northern Mortgage Bankers Limited is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.  United Northern Mortgage Bankers Limited is an Equal Housing Lender. All programs are subject to approval by United Northern Mortgage Bankers Limited.  All Rights Reserved. 

your lending to heroes TEAM

debbie rosen, mba Managing Director, NMLS #1696344

Noah Sanboeuf Mortgage Loan Originator, NMLS #1509534

Noah has been helping clients with their home finance needs for over 24 years. Integrity is the foundation of his business. He believes a mortgage should be about building relationships, and helping customers achieve their home financing goals, not just a transaction.  As a licensed Loan Officer, Noah takes a consultative approach to the home loan process by customizing each home financing solution to help customers achieve financial goals. Many loan officers can get you a loan. Noah's mission is to get you the right loan! Contact Noah Sanboeuf:  noahs@unitednorthern.com

Joe has proudly served in law enforcement for the past 21 years and is excited to be South Jersey’s representative for Lending to Heroes. He believes that those who serve their communities deserve special attention and recognition and he is looking forward to providing excellent, hands on customer service to those who have done so much for all of us in law enforcement, veterans, firefighters, teachers, healthcare and municipal workers and their families. As a mortgage loan originator, Joe is skilled in all facets of mortgage lending and financing. He works relentlessly to find the most suitable lending program to accommodate you and your family’s needs. Joe lives in south Jersey with his wife Catherine and their 2 daughters, Riley and Alyssa. Contact Joe Sullivan:  jsullivan@unitednorthern.com​

Joseph Sullivan Mortgage Loan Originator, NMLS #1760429

Our entire team works together and stays by your side every step of the way — from working with your Licensed Mortgage Originator to choose the best mortgage program for you, to working with your processor to gather important documents needed to get approved, to finally closing on the property, and beyond.  We do all of our processing and underwriting in-house which means we can quicklyand easily take you through the process from start to finish.  We’ll serve as your personal advocate every step of the way, and remain available to answer your questions or give you advice any time.

Jillian darak Marketing Manager

As the Vice President for Lending to Heroes and a mortgage loan originator, Jeff is responsible for developing and maintaining the long-term, trusting relationships with leaders in hero organizations.  He is recognized with the highest civilian honor in the State of New Jersey, a silver card from the State PBA and is a member of the NJ Honor Legion Executive Board. In 2015, he received the Valor Award in NJ for his ongoing support of law enforcement and is known throughout the nation for his unquestionable support for American Heroes.  Jeff has over 24 years experience in the mortgage industry and is one of the best in all aspects of home financing.​​ ​Contact Jeff Rosen:  jrosen@unitednorthern.com 

jeff rosen Vice President, NMLS #210672

Jillian Darak is the marketing manager at Lending to Heroes, she takes pride in implementing contemporary marketing strategies in order to help continue build company awareness as well as maintain existing client relations. Jillian comes to Lending to Heroes with a Communication degree and a background in banking and believes those who serve are vital to the community, she is excited to help those who help others. "Jillian will be an integral part of continuing the growth of Lending to Heroes." -Jeff Rosen, Vice President L2H

Contact Jillian Darak:  jdarak@unmb.com

 Website authorization by the New York State Department of Financial Services is Pending.  Until this website is authorized, no mortgage loan application for properties located in New York State  will be accepted through this site.  Please call to submit an application in New York State

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Debbie Rosen is a highly accomplished and visionary business executive with a longstanding history of success in corporate strategy, business development, acquisition strategy and integration, operational leadership, product innovation, and cultural transformation.   Prior to joining Lending to Heroes she spent nine years as Senior Vice President of Strategy and Physician & Employee Services at Press Ganey Associates. Previously she served in senior executive and leadership roles in the healthcare industry including Global Practice Leader, Healthcare for The Gallup Organization, Assistant Vice President for Strategic Improvement with Robert Wood Johnson University Hospital–Hamilton, recipient of the 2004 Malcolm Baldrige National Quality Award, Director of Cardiopulmonary Services and Performance Improvement with Bon Secours Health System, and strategic advisor to the Inspector General of Health & Human Services of the US.    Ms. Rosen has a master’s degree in business administration from Ellis College of NYIT, is a licensed mortgage loan originator, master black belt in six sigma and has various certifications in human behavior and business performance. ​ Contact Debbie Rosen: drosen@unitednorthern.com