Buying a home

Whether it’s your first time buying a home or you’re looking to move into a new one, we have the right program to move in quickly. 

Cash-out refinance

This can get you a lower interest rate and put extra money in your pocket.

Renovate your home

Maybe you need extra bedrooms for your growing family, or you just want to get a great bargain on a fixer-upper. 



call us today!







Rate-term refinance

This can lower your monthly payment and give you extra money every month to pay for your children’s education or fund a home improvement project.

 Website authorization by the New York State Department of Financial Services is Pending.  Until this website is authorized, no mortgage loan application for properties located in New York State  will be accepted through this site.  Please call to submit an application in New York State

"I'm not sure how Jeff has any time to write loans because he is out every day supporting the men and women in law enforcement."  

Pat Colligan,

President New Jersey State PBA

Just like you, we support our community

In addition to helping individuals with their home financing, we’re proud to support our local communities and hero organizations.  Lending to Heroes is endorsed by prominent professional organizations and agencies, such as the New Jersey State Police Benevolent Association and the Port Authority PBA for our commitment to support those who serve our communities and our country.Our national director is a trusted colleague to many leaders of hero organizations and has received the highest recognition for his commitment to supporting our mission including the 2015 NJ State Police Valor Award, NJ Silver Card Award Recipient and 2017 Man of the Year by the Passaic PBA.  Our team members serve on the board of various volunteer organizations to support our heroes and you can find us at many events as sponsors and donors for charity.  

When you trust your mortgage with Lending to Heroes, you have:

 • NO Application Fee *     
       • NO Commitment Fee *
       • NO Processing Fee *     
       • NO Lock-In Fee *
       • NO Underwriting Fee *
       • NO Extension Fee *

        It’s simply our way of saying  

       THANK YOU for your service!​ 

Lending To Heroes

a division of United Northern Mortgage Bankers, Ltd

1004 29th Ave. N, Suite B

Myrtle Beach, SC 29577

Call: 855-MTG-HERO


Lending to Heroes is proud

to be the preferred lender to

members of the NJ State PBA

You've served us.

Now it's our turn to serve you.

​​You’ve served your community as a law enforcement officer, firefighter, teacher, or healthcare professional.  

Or maybe you served our country in the military and now are a respected veteran of the United States.  If so,

let us serve you through our Lending to Heroes program.

Whether you’re looking to buy your first home, put more money in your pocket by refinancing, make some

exciting home improvements or purchase a new home, we offer you the best service and widest range of loan

programs available.  And we are proud to be the only lender to extend this unique offer to your family as well.

As your partner through the entire process we help you review your options, get the right mortgage to fit your

individual needs, and minimize typical fees associated with mortgages.  Call us 855-MTG-HERO to apply now!

Our Team
Our entire team works together and stays by your side every step of the way —

from working with your Licensed Mortgage Originator to choose the best mortgage

program for you, to working with your processor to gather important documents

needed to get approved, to finally closing on the property, and beyond.  We do

all of our processing and underwriting in-house which means we can quickly and

easily take you through the process from start to finish.  We’ll serve as your

personal advocate every step of the way, and remain available to answer your

questions or give you advice any time.

Unique programs for every need.
Through our Lending to America’s Heroes program, we have helped hundreds of law enforcement officers, firefighters, teachers, healthcare professionals and veterans like you achieve their financial goals. We’re honored to be the preferred lender for prominent professional organizations and agencies, such as the New Jersey State Police Benevolent Association and the Port Authority PBA for our commitment to support those who serve our communities and our country.  Our Licensed Mortgage Originators will provide you with the best loan programs and customer service available in the home lending industry.

All of our programs offer ZERO BANK FEES to America's Heroes and their Family Members

Call us to apply now!