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".....Jeff, Debbie and Dave are the most professional, honest, and helpful people I've had the pleasure of doing business with.  I will definitely let everyone I know about the great business experience.  Thank you for all your help!"                                                                                                                                                                                                                                 Jose R., Police Officer

 Website authorization by the New York State Department of Financial Services is Pending.  Until this website is authorized, no mortgage loan application for properties located in New York State  will be accepted through this site.  Please call to submit an application in New York State

From the voice of our clients.....

"Jeff, Debbie, and David were a pleasure to work with that went out of their way to make buying our first property a great experience.  They are exceptionally good at what they do and I would recommend them to anyone buying real estate.  I a confident they are the best in the business."  R. Binnix, NJ Police Officer

"Jeff and Debbie,   Thank you so much for helping us in refinancing our home mortgage.  You made the process fast, easy and stress free.  What else can one ask for?"  Joe and Lynell, Retired Police NJ

“I am not sure how Jeff has any time to write loans, because he is out every day supporting the men and women in law enforcement.”    Pat Colligan, President of the New Jersey State PBA

“We at the Paramus PBA local 186 consider Jeff a trusted friend as well as our mortgage guy.  He is a huge supporter of law enforcement and has helped so many in Paramus attain their mortgage goals.”  President Mike Cebulski and Delegate Glen Pagano, Paramus, NJ

Lending to Heroes is a lending platform of:


Lending to America's Heroes is a proud supporter of various organizations that benefit those who serve including the NJ State PBA and the locals, Port Authority of NJ and NY and the NYPD, hospitals and healthcare organizations, veterans affairs and educational foundations.  Our national director has received numerous awards for his outstanding support of American Heroe's including the 2015 Valor Award from the NJ State PBA, 2015 Silver Card Recipient from Paramus PBA and 2017 Man of the Year from Passaic PBA.  

We are proud to support those who serve

"I had an opportunity to meet Jeff Rosen several years ago, and through conversation, ascertained that Jeff was offering his service as a mortgage consultant as well as offering services to emergency service workers. At that time I found Jeff to be professional, but more importantly very personal.   Last year, we had a need to seek information on refinancing our property in  Florida. After dealing with several calls on equity loans and finding many hurdles, I placed a call to Jeff to seek his advise. The long story short is I was able, with the support of Jeff, Debbie Rosen and several associates of Lending to Heroes, to obtain refinancing on the property with cash in hand that enabled us to install a pool and lanai on our property.  This year we sold a house in New Jersey and decided to scale down things to live more modestly. As we shopped and finally found a place to meet our needs, we once again turned to Mr. and Mrs. Rosen. I was so elated for the professional service offered and the attention given. After contract agreement, we required a 30 day turnover for closing. I could not be more satisfied to the service provided and the level of attention given. We did and were able to meet the commitment in closing.  After seeking and obtaining two mortgages in the past ten months, I can only say that I am overly pleased with the professionalism and high level of service. I not only found the entire staff to be personal, I found the sincerity within the organization, as each and every call and email was responded to appropriately and in a timely manner.   I would highly recommend the Lending toHeroes to you and any of my friends. "  

Don & Nancy R. Retired NJ Police Chief